If we recognize that all inner and outer effects or results in our lives have causes which can be found within ourselves, then we understand karma or the law of sowing and reaping. If we are aware that we have just awoken to this law, and that we are consciously live with this law in our awareness we will also be aware that we were asleep to this law before – perhaps for a long time, possibly many births. It is therefore highly likely we tried to break the law. What we did not know was we cannot break this law. We cannot take anything without having to pay it back at some future stage. We may receive but we may not take – there is a difference. If we have taken then we must payback. Any form of pain or discomfort – mental, emotional or physical – means it is payback time. The universal debt collector has come to knock on our door. Accounts are being settled. If you can regard all pain, from a bump on the head to an emotional crisis, as the settling of a debt, you will be using the oldest wisdom to respond to life in the most enlightened way. The destination, once all accounts are settled, and all debts paid, is true peace and real freedom. Peace of mind and freedom from all pain.